Iimboni yokuthumela impahlaakuyona into entsha ngokuguquguquka nokungaqiniseki. Kodwa-ke, okwamanje ibhekene nesikhathi eside sesiphithiphithi ngenxa yezinselelo eziningi zezombusazwe ezithinta kakhulu imakethe yasolwandle. Izingxabano eziqhubekayo e-Ukraine naseGaza ziyaqhubeka nokuphazamisa imboni ekuphepheni, ekuhlinzekeni, kanye nasembonweni wokusebenza. Okwamanje, lo mkhakha kumele uzivumelanise nezinhlaka zomthetho eziqinile ezihlose ukusekela ushintsho lwawo oluhlaza. Ngaphezu kwalokho, igagasi lakamuva lokuvikelwa kweMelika lithinta ubudlelwano bezohwebo obukhona, okungenzeka kuholele ekushintsheni okukhulu ezindleleni zemakethe zendabuko.
Phakathi kwalezi zinselele ezinkulu, ukutshalwa kwezimali olwandle nakho kuye kwashintsha kakhulu eminyakeni engama-20 edlule. Kusukela enkingeni yezezimali ka-2008, amabhange avamile asebenzise indlela eqaphile kakhulu, futhi imithetho eqinile inciphise ukukhanga kokubolekwa kwezinkampani zemikhumbi. Izinto eziza kuqala kumabhange ezikhungo ziye zashintsha kusukela ngasekupheleni kweminyaka yama-2000, okunciphisa intshisekelo yawo emasu okutshalwa kwezimali ajwayelekile anenani eliphezulu, anobungozi obukhulu ayekade ekhuthaza ukukhula okusheshayo kwemikhumbi kubanikazi bemikhumbi.
Lo mkhuba uyinselele ikakhulukazi uma kuqhathaniswa nesizinda semikhumbi yomhlaba wonke eguga ngokushesha, njengoba imikhumbi engaba ngu-15,000 izofinyelela ekupheleni kwesikhathi sayo sokuphila kwezomnotho eminyakeni eyishumi ezayo. Ngenxa yalokho, isidingo semboni semali siyakhula, kuyilapho izikhungo zezimali zendabuko zilwela ukunikeza ukwesekwa.
Ukuvela kwemikhuba yokubolekisa eqinile kuholele ekukhuleni kokuvelela kwezikhungo zesikweletu ezihlukile embonini. Izimali ezifana ne-MareVia Credit Fund (eyethulwa yi-Pelagic Partners ngoSepthemba 2024 ukuze kuhlangatshezwane nezidingo zemali ezikhulayo zomkhakha) zinokuqonda kwemakethe kanye nokuguquguquka okuvumela ukubambisana okuphumelelayo nezakhiwo zamabhange zendabuko. Le ndlela ikhuthaza ukuthuthukiswa kwemikhiqizo yemali enamandla kakhulu, isebenzisa amandla okutshala imali ezikhungo ezinkulu zezimali kanye nokuguquguquka, ubuchwepheshe bemakethe, kanye nolwazi lwemboni lwababolekisi abakhethekile abahlukile. Ubudlelwano obunjalo bubalulekile ekudaleni imikhiqizo yokuqashisa efanela izidingo zomkhakha wasolwandle.
Isibonelo, lezi zikhungo ezibolekisayo, njengoba sezithole ukuqonda okujulile kanye nokujwayelana nemakethe eminyakeni yamuva nje, zisesimweni esingcono sokuzivumelanisa namathuba akhona, okwenza zizimisele kakhulu ukuxhasa imali. Njengoba amazinga angaphakathi enzuzo engu-10-12% kanye namazinga enzuzo yokusetshenziswa kwebhange angu-3-4%, abanikazi bemikhumbi bathola imali ehlukile eyayinikezwa amabhange avamile ngaphambilini.
Njengesigaba sempahla esingahlobene, imboni yemikhumbi ibilokhu ikhombisa ukuqina ngezikhathi ezinzima, iqhubeka nokuheha abatshalizimali abafuna ukusizakala ngamathuba abalulekile avela kulezi zinselele.
I-Pelagic Partners, ngolwazi lwayo olucebile kanye nefa layo embonini yezolwandle, izakhele idumela njengochwepheshe ohlukahlukene, otshala imali emikhakheni eyahlukene yokuthunyelwa kwemikhumbi yolwandle kanye neyolwandle. Le ndlela idala ukuguquguquka kwamathuba okutshala imali, okuvumela inkampani ukuthi iphume emakethe ngezikhathi ezifanele ngenkathi inikeza imbuyiselo eqhubekayo nezinzile, kanye nohlaka olunciphisa ubungozi futhi luthuthukise amathuba abatshalizimali.
Njengamanje, imakethe yasolwandle ibhekene nokungaqiniseki futhi akukho zimpawu zokuncipha. Kodwa-ke, imboni yemikhumbi ivame ukwenza kahle ngesikhathi sokuphazamiseka komnotho, futhi yize ukuguquguquka kwemakethe kwamanje kulindeleke ukuthi kuqhubeke, kuphela ngokuhlala bevumelana nezimo lapho abatshalizimali bangathemba ukusebenzisa ukwenyuka nokwehla okuhlukahlukene kwemakethe.
Insizakalo yethu eyinhloko:
·Umkhumbi Wasolwandle
·Umkhumbi Wezindiza
·Ukuthunyelwa Kwempahla Okukodwa Okuvela Esitolo Sangaphandle Kwezwe
Siyakwamukela ukubuza ngamanani nathi:
Contact: ivy@szwayota.com.cn
I-Whatsapp：+86 13632646894
Ucingo/Ingxoxo Yethu: +86 17898460377
Isikhathi sokuthunyelwe: Ephreli-25-2025
